Grievance Redressal Policy

We are committed to providing secure, reliable, and transparent DMT & AePS services. Customer satisfaction is our highest priority.

About Our Policy

At Payol Digital Technologies Private Limited, we are committed to providing secure, reliable, and transparent Domestic Money Transfer (DMT) and Aadhaar Enabled Payment System (AePS) services to all customers and retailers. Customer satisfaction is our top priority, and we have established a dedicated grievance redressal mechanism to address complaints promptly and fairly.

Types of Grievances Covered

  • Failed DMT transactions
  • Pending or delayed money transfers
  • Incorrect beneficiary transfer
  • AePS cash withdrawal issues
  • Aadhaar authentication failures
  • Balance deduction issues
  • Mini statement disputes
  • Agent misconduct or unauthorized charges
  • Refund delays
  • Technical or service-related issues

Customer Support

You can submit your grievance through any of the following channels.

Helpline Number

+91-8062260800

Email Support

support@payol.in

Working Hours

Monday to Saturday
10:00 AM to 6:30 PM

Head Office Address

Payol Digital Technologies Pvt. Ltd.

Near Head Post Office

Hazaribagh (825301), Jharkhand

Corporate Head Office

Office Banner

Complaint Registration Details

  • Customer Name
  • Registered Mobile Number
  • Transaction ID / Reference Number
  • Date & Time of Transaction
  • Description of the Issue
  • Screenshot or Proof (if available)

Resolution Timeline

Complaint Type Expected Resolution Time
Failed Transaction 3–7 Working Days
Refund Related Issues 5–10 Working Days
AePS Settlement Issues 3–5 Working Days
Technical Complaints 2–3 Working Days
Agent/Service Complaints 7 Working Days

Escalation Matrix

Level 1 – Customer Support Team
Primary Support Assistance
Email Address support@payol.in
Contact Number +91-8062260800
Level 2 – Grievance Officer
Escalation & Complaint Resolution
Email Address grievance@payol.in
Contact Number +91-7070091271

Important Guidelines

  • Do not share OTP, Aadhaar details, or PIN with anyone.
  • Refunds are processed only after verification from the bank/service provider.
  • Complaints without transaction details may take longer to resolve.
  • False or misleading complaints may result in suspension of services.

Compliance & Regulatory Information

Our grievance handling process complies with applicable RBI guidelines, NPCI regulations, and partner bank policies related to DMT and AEPS services.